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NO DRIVERS LICENSE CAR INSURANCE DRIVER

Obviously, this event is traumatic enough by itself, but the discovery that the other driver who caused the collision isn't licensed can certainly complicate the situation and add stress. Imagine that you get into a car crash with an unlicensed driver.

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You can use our free Texas attorney directory to locate one. I would recommend talking to a personal injury attorney in your area. Keep in mind that even if you obtain a judgment, you might have trouble collecting the judgment if the at-fault driver doesn’t have any money or assets. Therefore, the focus of the lawsuit will be on the amount of damages owed. It sounds like liability should be easy to prove in this case.

File a personal injury lawsuit against the driver.

File a claim with your own insurance company using your uninsured motorist (UM) coverage (if you have it), or.

If the driver does not have insurance (a good possibility considering they were unlicensed), then you can either: If the unlicensed driver has car insurance, you can file a claim with their insurance company. Texas is an "at-fault state," which means that the party responsible for causing an accident is responsible for paying the damages caused by the accident. Tragically, the fatal crashes covered by the AAA report resulted in the deaths of 21,049 people.

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In these fatal crashes, it was estimated that 6.7% of drivers had a license that had been suspended or revoked, 1.1% had a license that had either expired or been cancelled or subsequently denied, and 5.0% were simply never licensed to begin with. Sadly, the answer is more than you might think.Īccording to a report by the AAA Foundation for Traffic Safety entitled " Unlicensed to Kill," nearly one in five (18.2%) fatal car crashes during the years studied involved an unlicensed or invalidly licensed driver. Simply put, these drivers pose a higher level of danger to others on the road, and risk injuring themselves and others in the process.Įxactly how much damage do unlicensed operators cause? The unlicensed driver has either disregarded safety laws, chosen to drive drunk, elected to not maintain sufficient liability insurance, posed a great threat to others on the road in the past and possibly seriously hurt or killed someone with a motor vehicle, or they have never received proper driver's education covering the laws of the road. The most obvious answer is that those who are unlicensed are unlicensed for a reason. Why do unlicensed drivers pose such a public safety threat?

Immigrants who are in the United States and haven't yet secured a driver's license (even if they were licensed in their home countries).

Those who may have had a license revoked because of a medical condition such as seizures.

Elderly person who may have failed a driving renewal exam due to an age related condition such as visual or mental impairment.

Teenagers who either are too young to have a valid license or who haven't taken the appropriate steps to obtain licensure.

In addition, the types of people who may make the bad decision to drive without a license often involve:

Conviction of certain criminal offenses leading to a lifetime revocation.

Accumulation of too many points on one's license for committing moving violations.

Failure to maintain adequate automobile insurance.

Possible reasons for a license suspension or revocation can include: The category also encompasses those individuals who elect to drive after having their license suspended or permanently revoked due to a gamut of possible causes. Unlicensed motorists include those who have never had a valid driver's license at any point in their lives.

Who are these unlicensed motorists? The answer to that question can be as varied as the roadway system in this country itself. Who drives without a license?Įvery day, millions of people in the United States drive a vehicle without a valid driver's license. The right to drive can be denied or taken away by the state if the driver doesn't follow the many rules of the road that have been put into place to ensure the safety of the general public. As the often-quoted line in Spider Man: "With great power comes great responsibility."ĭriving, of course, is not a right, but rather is a privilege. Once a driver's license is successfully obtained, its owner has the means not only to more independence, but also to the freedom of the beckoning road.Īlong with the independence and freedom associated with getting behind the wheel, however, comes great responsibility.

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What Happens When an Unlicensed Driver Causes a Car Accident?ĭriving has long been thought of as a rite of passage that teens go through as they transition from childhood into the adult world full of more responsibility.